Pmrpy.gov.in – Pradhan Mantri Rojgar Yojana is a scheme launched by our dear Prime Minister in 2022, under which Government of India is providing loan assistance to unemployed youth of our country to provide self-employment. Under this Pradhan Mantri Rojgar Yojana, unemployed youth of our country who want to start their employment can take advantage of this scheme.
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If you also want to take advantage of this scheme, then let us tell you complete information about this scheme through our article today. Like: What will be the process to register, to know everything like eligibility, application, form, documents etc, you have to read our article carefully.
PMRY Loan Yojana Apply
Pradhan Mantri Rojgar Yojana 2022 is an important scheme of the central government for unemployed youth. Under this scheme, the Government of India will train the youth and help them to start a new business. For which loan will be made available at low interest rate to start the business of unemployed youth.
Will be called for training under PMRY Loan. After successful completion of training, the government will provide loan(s) to the applicants. The central government has also launched the official website for the registration of PMRY Loan Yojana 2022.
The main objective of this scheme is to provide loans from banks to unemployed youth and women for self-employment, so that the youth can start their own business. Apart from this, the government will also give them free training for the same. In this article we are providing you all the information related to PM Rozgar Yojana.
Overview of PM Rozgar Yojana
| योजना का नाम | प्रधानमंत्री रोजगार योजना (PMRY 2022) |
| शुरू की गयी | पीएम नरेंद्र मोदी जी द्वारा |
| वर्ष | 2022 |
| लाभ | व्यवसाय शुरू करने के लिए ऋण (Loan) |
| लाभार्थी | देश के सभी शिक्षित बेरोजगार युवा |
| उदेश्य | कम ब्याज दर पर ऋण उपलब्ध करना |
| आवेदन प्रक्रिया | ऑनलाइन रजिस्ट्रेशन |
| श्रेणी | केंद्र सरकार योजनाएं |
| आधिकारिक वेबसाइट | https://pmrpy.gov.in/ |
Purpose of PM Rozgar Yojana 2022
The main objective of Pradhan Mantri Rojgar Yojana 2022 is to help unemployed youth of the country to start their work by providing loans. The main objective of the Prime Minister to start this scheme was to reduce the increasing unemployment in the country.
Through this scheme, the Prime Minister wanted to bring the educated youth of this country towards progress. And wanted to make unemployed youth self-reliant by giving them employment. Under this scheme, the Prime Minister wanted unemployed youth and women to start getting their business promotion. Under PM Rozgar Yojana, Prime Minister wants to end hunger from the country and help unemployed youth.
Interest under PM Employment Scheme 2022
Under the Pradhan Mantri Rojgar Yojana, the government will charge different rates of interest on different amounts. whose instructions will be issued by the Reserve Bank from time to time. As per the current instructions, if you take a loan under the Pradhan Mantri Rojgar Yojana, you will have to increase the interest rate on ₹25000 at 12% interest, on ₹25000 at 15.5% interest and also on increasing the loan amount.
पीएम रोजगार योजना का लाभ लेने के लिए महत्वपूर्ण आंकड़े
| आवेदक की आयु | 18 से 35 वर्ष |
| शैक्षिक योग्यता | न्यूनतम 8वीं कक्षा पास |
| पारिवारिक आय | परिवार की वार्षिक आय रु 40,000 से अधिक नहीं होनी चाहिए |
| ब्याज दर | सामान्य दर बैंक द्वारा निर्धारित की जाएगी |
| लोन डिफाल्टर | किसी भी नेशनल/प्राइवेट बैंक का डिफॉल्टेर नहीं होना चाहिए |
| ऋण वापसी का समय | तीन से लेकर 7 साल तक |
| सब्सिडी और मार्जिन मनी | परियोजना लागत के 15% तक सब्सिडी सीमित होगी |
| कोलैटरल | 2 लाख तक की परियोजना के लिए कोई कोलैटरल नहीं |
| आरक्षण | महिलाओं सहित कमजोर वर्ग (एससी / एसटी) |
PMRY योजना के तहत योग्यता शर्तें
| आयु | 18 से 35 वर्ष के सभी साक्षर लोगों के लिए |
| शैक्षणिक योग्यताएं | 8वीं पास |
| ब्याज़ दर | सामान्य ब्याज़ दर |
| भुगतान का समय | मोराटोरियम पीरियड के बाद 3 से 7 साल तक |
| पारिवारिक इनकम | लाभार्थी और पत्नी व उसके माता/पिता की कुल इनकम 40,000/ माह से अधिक न हो |
| निवास | 3 साल से अधिक उस स्थान का निवासी |
| डिफॉल्टर | किसी भी राष्ट्रीयकृत फाइनेंशियल संस्थान/ बैंक/ सहकारी बैंक का डिफॉल्टर नहीं होना चाहिए |
| सब्सिडी व मार्जिन मनी | प्रोजेक्ट की लागत के 15% तक सब्सिडी सीमित होगी। एक व्यक्ति को अधिकतम 7,500 रु. तक |
| गिरवी | 1 लाख रु. तक के प्रोजेक्ट के लिए कुछ गिवरी रखने की ज़रूरत नहीं है. |
| आरक्षण | दलित (SC/ST), महिलाएं |
Changes under PMRY Scheme
Under this scheme, the age limit for SC / ST and women has been increased from 35 years to 45 years, only after that the benefit will be provided to the citizens.
The educational qualification under the PMEGP scheme has been reduced from class 10th to class 8th, now citizens with class 8th can get the benefits.
It has been told by the Central Government that the maximum limit of cost per project is also Rs. 1 lakh. 2 lakhs increased from Rs. Taxes up to Rs.5 lakh can be given to each group.
Agriculture and allied activities will be covered by this scheme and direct agricultural work will be added. Such as manure and its purchase, growing crops, etc.
Pradhan Mantri Rozgar Yojana Key Facts
According to this scheme, a subsidy of 10% to 20% will be provided to the beneficiaries by the central government.
The economically weaker sections, unemployed youth and young women can take advantage of this scheme.
Under the Pradhan Mantri Rojgar Yojana, a loan of up to Rs 10 lakh will be provided by the central government to the beneficiaries through banks.
Under this scheme, the annual income of the applicant’s family should not exceed Rs.40,000.
22.5% reservation will be given to the beneficiaries of scheduled caste and scheduled tribe category and 27% reservation will be given to the beneficiaries of backward class.
The total cost of the business started by the youth of the country should not exceed 2 lakhs.
Industries to be set up under the Prime Minister’s Scheme
- Mineral based industries
- Engineering and non-conventional energy
- Chemical based industries
- Clothing industry
- Forest based industry
- Agro-based and food industries
- Service industry
- Benefits of PM Rozgar Yojana
Under PM Rozgar Yojana, subsidy of 10% to 20% will be provided to the beneficiaries.
Banks will provide loans up to 100000 from the central government to the beneficiaries through the scheme.
Through this scheme, business will be started to develop unemployed youth.
In order to remove unemployment from the country, Pradhan Mantri Rojgar Yojana 2022 has been prepared by the Government of India and the youth who are currently unemployed should do their business and eradicate unemployment from the country.
Norms and Measures for North Eastern Regions
You will get a subsidy of ₹ 15000 at the rate of 15%.
Margins for providing benefits to citizens may cost the project 5%- 12.5%.
Assistance will be given for the project costing ₹ 200000 for the North Eastern region of India.
Features of Prime Minister’s Employment Scheme
The implementation of PMKY scheme will be done by the central government.
All those beneficiaries will be trained. Those who want to do self employment through this scheme. This training period will be from 15 to 20 days.
Under Pradhan Mantri Rojgar Yojana, women will be given priority for employment.
Under this scheme through the central government, quarterly, state level and scheme operation will be investigated through PMYR committee.
If you want to cover the project up to Rs.1000000 through the scheme. Then you can take advantage of the scheme by sharing two or more eligible persons among themselves.
Tea gardens, fisheries, poultry, pig farming and horticulture sectors have been promoted in the Pradhan Mantri Rojgar Yojana.
All the agencies that will operate this scheme. All those agencies will be in the metropolitan cities of the country.
Reservation for Scheduled Castes and Scheduled Castes has been envisaged under the scheme.
Eligibility for applying under Pradhan Mantri Rojgar Yojana
The age of the applicant applying should be between 18 to 40 years.
Under this scheme, the applicant must have passed at least 8 classes.
Applicant should have 3 years permanent residence certificate.
Under Pradhan Mantri Rojgar Yojana, a relaxation of 10 years has been given for women, ex-servicemen, Viking, SC / ST category people, that is, these people can apply for the next 10 years even after the age of 35 years.
The family monthly income of the person applying under this scheme should not exceed 40 thousand.
The applicant should not have taken loan from any bank earlier.
Required Documents
- Aadhar Card
- Income certificate
- Caste certificate
- Identity card
- Start a business to start
- Mobile number
- Photo
How to apply in Pradhan Mantri Rozgar Yojana 2022?
To apply in the Prime Minister’s Employment Scheme 2022, you have to follow the steps given below.
First of all you have to go to the official website of Pradhan Mantri Rozgar Yojana. After this the home page of the website will open in front of you.
Prime Minister’s Employment Scheme
Thereafter, download the application form from the official website of PMRE. After this, fill all the information asked in the application form like applicant’s name, aadhaar number, mobile number, etc.
After filling all the documents along with the application form, go to the bank from where you want to take the loan and submit it.
Thereafter, the application form and all the documents will be verified by the bank and you will be contacted within 1 week.
After verification of the application form and documents, you will be given a loan by the bank to start your business under this scheme. Your application will be made through this process.
Contact Us
Today we have provided all the important information related to Pradhanmantri Garib Kalyan Rojgar Yojana through our website. If after this you are still facing any kind of problem, then you can get the solution of all your problems through the email given below.
Email id: [email protected]
Answers to the questions asked
What is Pradhan Mantri Rozgar Yojana?
PMRY is a scheme announced by the Central Government. Under this scheme the government aims to provide employment opportunities to the educated youth.
What is the objective of this scheme?
The main objective of the Prime Minister to start this scheme is to reduce the increasing unemployment in the country and to help the unemployed youth of the country to start their work by providing loans.
What are the main documents for Pradhan Mantri Rojgar Yojana?
Documents required for PMRY:-
- Aadhar Card
- Income certificate
- Caste certificate
- Identity card
- Start a Business to Start
- Mobile number
- Photo
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